Personal Finance Software

Mint is one of the places to keep all my financial information together where I can set savings goals, check my accounts and also check other accounts and put a budget in place to follow. This is one of the unique services that really helps every day. Your progress can be followed on line or with up to date monthly emails. There is free advice that can be extremely helpful and determine what steps to take next.

Mint is a secure website that has 128-bit SSL encryption, which is what banks use and it is trusted by over 4 million users. It is validated by VeriSign and TRUSTe and is a data only website, which means no money can be moved out of any accounts.

Mint Features

• See all your accounts in one place that is secure, with all your balances and transactions that can be seen on the computer or on your cell phone. This allows you to have an entire picture of your financial standing.

• It is fast to set up your account including banking, credit cards, savings, retirement accounts and more.

• It is possible to categorize it as you want the items to look, such as bills: utilities, car payment, insurance and any other outgoing payments. There can be a food and dining category, personal care, entertainment and any other items you want to list, like ATM withdrawals.

• Budgeting is easy, because there is a graph chart that shows the amount spent and the target amount, there is a calculator to compare spending from month to month or year to year. This can help to meet goals that have been set to save money in certain categories.

• Mint sends weekly updates that summarize spending, savings and to alert of going over the set budget or when near incurring fees. These weekly updates can be sent by email or as text message alerts.

• There is notification when there is an upcoming bill or when the account balance is low.

• There are 20 types of alerts that can be set, like an alert sent when there is a large purchase made or an unusual charge to your account. This means heading off problems immediately, which gives you 24 hour a day, 7 days a week protection for your finances.

• Mint has graphs to follow your spending, your income, your net worth, your account balance over an amount of months or years and spending from month to month or year to year. There are graphs that can show your net worth over an amount of months or years and spending.

• There is advice how to reach your goals faster, how to get out of debt and how to customize your account.

• It is possible to add goals like vacations, the purchase of a home or something that will be the reward for cutting down spending and being able to save money.

Mint is one of the easiest ways to get finances under control, to budget and to save. The email or text alerts make it simple to know what your account balances look like and if there are unauthorized charges or fees. The website has all kinds resources to help learning to save money and it is possible to chart it out and to place a goal in mind. Watching your finances change and reaching goals is not only important it is exciting reaching a goal like a vacation or purchasing a new home. Mint is a way to see how money is being spent and what things can be cut down with the categories and graphs to help.